Banks & broker-dealers

Underwrite from books
you can verify

Your clients' financials live on a triple-entry ledger that stays current. Statements, proof packages, and attestations carry cryptographic backing your credit, risk, and compliance teams check independently — and the same core is available by API for products you build.

Bank underwriting — live balance sheet and financial statements drawn from a client's triple-entry ledger in TripleBooks

Credit runs on numbers you can trust

Most institutional workflows start from client-prepared statements: a PDF from last quarter, a spreadsheet export, an aging schedule the borrower assembled. Diligence means re-verifying all of it, and monitoring means asking again next quarter.

When the client's books live on TripleBooks, the statements come from the ledger itself. Proof packages verify cryptographically on your side, audit trails are hash-chained, and the numbers refresh with every close — so underwriting starts from verified financials and monitoring becomes a standing view.

What your teams get

Verified financial statements

Balance sheet, income statement, and cash flow drawn from a client's live ledger — every figure traces to posted events with a hash-chained audit trail behind it.

Independent verify

Clients share proof packages your credit team checks cryptographically — online through the verify workspace or locally on Desktop. Verification runs on your side.

Continuous covenant visibility

Leverage, coverage, and liquidity ratios read from books that stay current. Covenant checks move from an annual statement request to a standing view.

Period-close proofs

Zero-knowledge period proofs attest that a client's books balance for the period — an artifact your risk team can check without pulling the full general ledger.

Reserve & asset attestations

Signed attestations over reconciled GL balances support deposit verification, client asset reporting, and reserve programs on a schedule you set with the client.

Embeddable ledger platform

Offer client-facing books, receivables workflows, or attestation products under your brand — the triple-entry core is available by API for partner builds.

How an engagement works

1

Client keeps live books

Your client runs on TripleBooks — managed by us or self-directed — so financials stay current between reporting periods.

2

Client shares verified financials

Statements, proof packages, and attestations export from the ledger and arrive with cryptographic backing your team can check independently.

3

Underwrite and monitor

Credit decisions start from verified numbers. Covenant and exposure monitoring reads from the same books the client operates on, refreshed with every close.

4

Build on the platform

Partner programs embed the ledger, verification, and attestation surfaces into your own client products through the API.

Built for your desk

Commercial banking & credit teams

Underwrite lines and term loans from verified statements, then monitor covenants continuously instead of waiting for annual financials.

Broker-dealers

Client asset and reserve attestations with independent verification — signed snapshots your compliance and operations teams can check on their own.

Partner & product teams

Embed triple-entry books, receivables finance, and attestation workflows into business banking and client platforms under your brand.

Bring verified financials to your institution

Tell us about your credit, compliance, or product workflow. We will walk through verification, attestations, and the partner API.